Terms and Conditions

Last Updated: December 2023

Welcome to Financially Worthy ("we," "us," or "our"). By accessing or using our website IAmFinanciallyWorthy.com and any related services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use our website or services.

1. Use of Our Services

a. Eligibility: You must be at least 18 years old to use our services. By using our website and services, you represent that you meet this age requirement.

b. Financial Education: Financially Worthy offers courses and resources for financial education and literacy. We do not collect or store sensitive financial information such as Social Security numbers or private financial data. Our services are intended for educational and informational purposes only.

2. Registration and Accounts

a. Account Creation: You may be required to create an account to access certain services. You are responsible for maintaining the confidentiality of your account information and are liable for all activities that occur under your account.

b. Accuracy of Information: You agree to provide accurate, current, and complete information during the registration process and to update your information as necessary to keep it accurate.

3. Payment and Refunds

a. Course Fees: Financially Worthy may charge fees for certain courses or services. Payment is due upon enrollment in a course. We reserve the right to change our pricing at any time.

b. Refunds: Refund policies for our courses are outlined separately on our website. Please refer to the specific refund policy for each course you enroll in.

4. Content and Intellectual Property

a. Ownership: All content on our website, including text, graphics, logos, and course materials, is the property of Financially Worthy or its content providers and is protected by copyright and other intellectual property laws.

b. Use of Content: You may use our content for personal, non-commercial purposes only. You may not reproduce, distribute, or modify our content without our prior written consent.

5. Disclaimers and Limitations of Liability

a. Educational Purposes: Financially Worthy provides educational content and resources, but we do not provide financial advice or services. The information provided is for general informational purposes only.

b. No Guarantees: Financially Worthy does not guarantee any specific financial results or outcomes as a result of using our services or courses.

c. Limitation of Liability: To the fullest extent permitted by law, Financially Worthy shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of our website or services.

6. Privacy Policy

Your use of our website and services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

7. Changes to Terms and Conditions

Financially Worthy reserves the right to update or modify these Terms and Conditions at any time. Any changes will be effective upon posting the revised Terms and Conditions on our website with the "Last Updated" date.

8. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at hello@iamfinanciallyworthy.com

By using our website and services, you acknowledge that you have read and agree to these Terms and Conditions. Your continued use of our website and services constitutes your acceptance of any changes to these terms.